Couples sharing an account have been a debate for years as to whether it’s a good move or not. The argument has gone on for decades but a new study might have just answered the million-dollar question.
A new study from Cornell University and the University of Colorado suggests that couples who share a joint bank account may have stronger and longer-lasting relationships than those who keep their finances separate.
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Researchers observed thousands of couples over several years, analyzing both their financial transaction data and survey responses about relationship satisfaction.
The findings revealed a striking trend: 62% of couples with joint accounts demonstrated higher levels of relationship stability.
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According to these couples, they developed the habit of spending money in the same way way leading to higher stability.
“We studied thousands of couples and looked both at their transaction data, as well as surveys over many years studying their relationship satisfaction. And what we found is that couples who have joint accounts, they stay together longer,” explained Joe Gladstone, assistant professor of marketing at the University of Colorado, in an interview with Yahoo Finance Live.
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The study suggests that pooling finances may reduce potential conflicts over money and encourage a sense of teamwork.
By sharing a single account, couples are more likely to coordinate spending, align on financial goals, and foster transparency.
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Previous studies has however shown that disagreements about money are among the leading causes of stress and separation in relationships.
Experts advise that joint accounts aren’t a one-size-fits-all solution, especially for couples with different spending habits or income levels.
